Advert: First Sentinel Secured & Insured High Yield Bond Offering

England’s newest Alternative Merchant Banking company First Sentinel PLC has one mission for its shareholders: value creation and growth. Sometimes it can be hard for investors to find the right opportunities offering good returns with an acceptable level of risk. Often investment opportunities are made available to institutional investors with retail or high net worth investors coming second. First Sentinel works diligently to gain access to such investment opportunities to the benefit of shareholders.

At First Sentinel we understand the need for balancing the risks and rewards of investments. Whilst any investment caries a degree of risk, we focus on giving multiple layers of downside protection to our investors but still offering high returns.

First Sentinel provides growth capital financing to public and private companies across a number of different market sectors. Since listing for trading in early-2017 (FSEN – NEX Exchange - London), First Sentinel has positioned itself in numerous strong investment opportunities, now beginning to bear fruit. The share price has increased by 40% since the IPO.

SIGNIFICANT ACQUISITION: First Sentinel Buys 80% of Perennial Enterprises

First Sentinel has acquired an 80% working interest in Australian invoice purchasing company Perennial Enterprises PTY Ltd., a transaction that has transformed the company and offers investors an attractive investment opportunity.

Perennial Enterprises is a Sydney-based, debtor finance/factoring business with a focus towards the crash repair, labour-hire and mining industries. By purchasing their clients’ invoices Perennial unlocks the restriction placed on a business’s cash flows due to lengthy payment terms, thus providing businesses with liquidity for their operational needs. In 2017 Perennial purchased AUD$ 54 million of invoices.

Approximately a quarter of the AUD$54 million relates to invoices in the crash repair sector where Perennial purchases pre-approved invoices with major motor insurers (such as Allianz and QBE) repaying them. There have been no historic defaults on these invoices. Additionally, Perennial has security over the assets of the car bodyshop. This investment activity fits the stringent criteria imposed by First Sentinel for the protection of its investors with multiple layers of downside protection.

First Sentinel is offering an insured and secured 7.0% annual bond investment opportunity to raise up to £4 million (approximately AUS$7,070,000) to finance the purchase of invoices in the crash repair sector. In addition to the downside protection measures already in place, First Sentinel will offer bond holders security over the cash raised and the invoices purchased. First Sentinel will also secure a credit insurance policy Via Equinox Global with a £1m limit and underwritten by various syndicates at Lloyd’s of London which means they carry the following Lloyd’s investment grade credit ratings: AA- (Fitch), A+ (Standard & Poor’s) and A (AM Best).

The Bond Offering: A Rare Opportunity

First Sentinel’s bond offering is a rare and generous investment opportunity for investors interested in debt opportunities. Investors rarely get access to bonds like this.

First Sentinel - Bond Offering

Secured bond paying coupon of 7% per annum

Quarterly interest payments

Invested into invoices pre-approved for payment by insurance companies

Risks mitigated at the market, invoice and bond level

Credit Insurance on the underlying invoices

5-year duration but redeemable every 12 months

if held for 5 years redeemed at 105% of principal

Listed on NEX Exchange

SIPP eligible
ISA eligible

Again, First Sentinel’s shares trade under the symbol FSEN on the NEX Exchange, London. The Bonds will trade on NEX Exchange, as well with the first tranche being issued on February 28th, 2018.

Learn more about the bond at: www.first-sentinel.com/fsbond.

First Sentinel PLC is an investment opportunity that must be considered. Investors are invited to contact management at +44 (0)20 3752 3118, or via email info@first-sentinel.com for more information.

Visit First Sentinel’s website at www.first-sentinel.com.