My personal pension fund did alright last year, mainly because I had a decent amount of commodity and tobacco investments, the firm dollar helped more than hindered and when the world markets got volatile I embraced it rather than ran away into a load of cash. Obviously, as with every year as an actual investor, I bogged plenty of things up too. Back in early September, I said I was going to be “still leaving Associated British Foods (ABF) to the experts”. Initially that worked out alright as the 1400p share price it was became more like a 1200p one. By contrast, today though it is north of 1800p.







